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Bank of Stockton
Conduct market value appraisals of all types of real estate including residential, commercial, industrial and agricultural property for lending purposes.

• Complete appraisals of residential, multi-family, proposed subdivisions, commercial, industrial and agricultural properties by conducting inspections and interviews and collecting sales and related data.
• Review appraisals prepared by outside appraisers.
• Prepare appraisal reports in compliance with all applicable regulations and within specified timeframes.
• Answer questions from Credit Administration, lending officers and customers regarding appraisals.
• Complete work assignments according to the priorities established by the Chief Appraiser.
• Assist other departments as required and perform other related duties.

These specifications are general guidelines based on the minimum experience normally considered essential to the satisfactory performance of this position. The requirements listed below are representative of the knowledge, skill and /or ability required to perform the position in a satisfactory manner. Individual’s abilities may result in some deviation from these guidelines.
• General Certified appraiser license
• BA/BS degree or equivalent experience
• Financial Analysis skills
• PC skills
• At least 3-5 years of appraisal experience
• At least two years appraising investment type properties, multi-family over 5 units, proposed subdivision developments and agricultural properties
• Knowledge of management’s basic philosophy and goals
• Excellent organizational skills and ability to work independently
• Ability to communicate effectively with customers and staff both orally and in writing
• Ability to exercise sound judgment
• Ability to collect information, analyze data, and derive conclusions
• Possess a valid CA Driver’s License and maintain an excellent driving record

Sally Chhourn
Human Resources Assistant 2
Bank of Stockton
Human Resources Department
PO Box 1110
Stockton, CA 95201
Office: (209) 929-1414
Fax: (209) 929-1496


Commercial/Agricutural Appraiser

F&M Bank
Lodi, CA
Farmers & Merchants Bank of Central California (“F&M Bank”) has provided financial services to individuals, families and businesses in California since 1916. We are a community bank through and through -- the local business owners and individuals who are customers, are also our friends, neighbors, shareholders, and employees.

F&M Bank is financially strong, with over $3.1 billion in assets, and is consistently recognized as one of the nations safest banks by national bank rating firms. As a full service community bank, we provide a complete range of products and services that help bring growth and prosperity to each of the communities we serve.

Locally owned and operated, F&M Bank is headquartered in Lodi, California and proudly serves more than 26 locations throughout the Central Valley and East Bay.

Commercial/Agricultural Appraiser
Department: Appraiser Employment Status: Full Time, Exempt - Benefited
Location: Lodi (1) Salary: Commensurate with experience and qualification
Reporting To: FVP – Chief Appraiser

Job Summary

The Individual in this position is to provide commercial/agricultural – with an emphasis on Agricultural --- appraisal services for the bank that comply with state and federal regulations. The individual must be able to work independently in developing and reporting credible assignment results for a wide variety of complex real property valuation assignments. It is expected that the commercial/Agricultural Appraiser will be active in a professional appraisal organization; and will continually increase his/her knowledge and skill in all aspects of real estate valuation.

Major Responsibilities

1. Produce credible written real property appraisals in full compliance with the Uniform Standards of Appraisal Practice (USPAP) and all other state and federal regulations
2. Review appraisals in a timely fashion as assigned by the Chief Appraiser.
3. Assist in development and maintenance of property databases.
4. Interface with lending, appraisal vendor and execute staff in all aspects of the valuation process.
5. The Bank relies on unbiased; professionally developed opinions of value upon which to make their credit lending decisions. It is therefore incumbent upon the Commercial/Agricultural Appraiser to maintain the highest degree of ethics; lack of bias and professional skill in developing and reporting opinions of value.
6. Individual must possess a working knowledge of F & M Bank products.
7. Must adhere to F & M Bank policy and procedures (i.e. compliance, Patriot Act or Confidentiality Policy).
8. Must be able to use various PC applications including, but not limited to the following: Windows XP Professional, Outlook, appraisal-related software. Individual must be able to keep abreast of new and updated system applications.
9. Other Duties as assigned.

Education & Skills Required:

1. The ability to effectively manage and communicate orally and in writing in a professional and effective manner with customer; vendors and bank personnel. The successful completion of college-level real estate, appraisal and finance courses are required.
2. Individual must have a minimum of 5 years knowledge of banking institution concepts, federal/state regulations, policy and procedures and excellent organizational skills. Must be personable and have proven experience in the valuation of most forms of real estate; with an emphasis on agricultural.
3. Individual must possess a minimum of college 4 year degree or the equivalent.
4. Individual must have a Certified General License issues from the Office of Real Estate appraisers of the State of California.

Does this sound like you?
Submit your resume to jrodriguez@

F & M Bank 121 West Pine Street, Lodi Ca 95240

We are an equal opportunity employer –This organization participates in E-Verify – Esta organizacion Participa en E Verify


Dairy Specialist Position

Citizens Business Bank
Visalia, CA
Joining Citizens Business Bank means connecting with a team of dedicated associates that continually strive for new and innovative ways to meet and exceed the needs of our customers. As a top ranked bank, life at our company includes a working environment that thrives on collaboration, integrity, and mutual respect for one another. We encourage our associates to ask questions, learn, care deeply, and make an impact. Our dedication to customers and associates is at the core of our business culture and is represented by five core values: financial strength, superior people, customer focus, cost-effective operation, and having fun.


Citizens Business Bank is consistently recognized as one of the top performing banks in the nation and offers a wide array of banking, lending, and investing* services with locations serving the Inland Empire, Los Angeles County, Orange County, San Diego County, Ventura County, Santa Barbara County, and the Central Valley area of California.


The Dairy Specialist is responsible for the physical inspection of assigned relationships including wholesale dairy farms, livestock operations, farming operations, etc. plus budget preparation and/or analysis, and the subsequent reporting of the required inspection reports. The Dairy Specialist will also be responsible for the inspection and valuation of the operating assets as collateral, including livestock, feed inventories, equipment and crops.

• Responsible for assigned inspection, chattel valuation and budget preparation requirements in support of the Dairy and Livestock Industries Group, the Central Valley Agribusiness Group and Business Financial Centers.
• Make physical inspections of various wholesale dairy farms, livestock operations, farming operations, etc., located in California and out-of-state.
• Prepare and/or analyze budgets for various wholesale dairy farms, livestock operations, farming operations, etc.
• Prepare comprehensive and timely Dairy, Livestock and Crop Reports for all inspections made.
• Maintain updated valuations of chattel, including dairy and beef cattle, for various collateral budgeting requirements.
• Maintain updated information on milk pricing, feed and crop pricing including California Pool Quota valuation, for various budgeting requirements.

Citizens Business Bank is consistently recognized as one of the top performing banks in the nation. We offer a wide array of financial services with locations throughout California. Our dedication to customers and associates is at the core of our business culture and is represented by five core values: financial strength, superior people, customer focus, cost-effective operation, and having fun.

• Competitive benefit packages
• 401(k) and profit sharing
• Community focus
• Opportunities for development

Visit our website to review the full position listing and apply today! OR send us your resume: / 909-483-7126.

Equal Employment Opportunity Statement
Citizens Business Bank is committed to a policy of equal employment opportunity for all employees and applicants for employment, without regard to race, color, religion, sex, pregnancy, childbirth, sexual orientation, gender identification, national origin, ancestry, age, marital status, physical or mental disability, medical condition, genetic information, citizenship status, veteran status, or any other legally protected category, in accordance with applicable federal, state and local law.


Bank with a company with a long, successful, and financially strong history:

• Ranked one of the “Best Banks in America” by Forbes*, 2017
• 160 Consecutive Quarters of Profitability**
• Five Star Rating – BauerFinancial, 2017
• Super Premier Performing Bank – Findley Reports, 2016

For over 40 years, Citizens Business Bank has thoughtfully emphasized and represented what is great and essential about community banking: a focused approach on the varied needs of the business banking and personal banking customer.

Today, Citizens Business Bank is a financial services company with a bank at its core. Our roots in community banking lend us a unique capability to provide large bank products and solutions with the hands-on touch and personal attention of a local community bank.

Through CitizensTrust***, a division of Citizens Business Bank, we offer wealth management services.

Through our Five Core Values of financial strength, superior people, customer focus, cost-effective operation, and having fun, we are able to create enduring value for our communities, our customers, our associates, and our shareholders.

Contact us at 888.228.2265 or visit us online at

Member FDIC | Equal Housing Lender | Equal Opportunity Employer | NMLS #417441

*Forbes 2017 Best Banks in America. CVB Financial Corp. ranked #2. CVB Financial Corp. is the holding company for Citizens Business Bank.

**As of 3/31/2017, CVB Financial Corp. is the holding company for Citizens Business Bank.

***Not FDIC Insured - Not Bank Guaranteed - May Lose Value - Not Insured By Any Government Agency - Not a Bank Deposit


      Photos courtesy
      of Ken Dodderer
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