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Appraiser


Bank of Stockton
Stockton
SUMMARY
Conduct market value appraisals of all types of real estate including residential, commercial, industrial and agricultural property for lending purposes.

ESSENTIAL DUTIES
• Complete appraisals of residential, multi-family, proposed subdivisions, commercial, industrial and agricultural properties by conducting inspections and interviews and collecting sales and related data.
• Review appraisals prepared by outside appraisers.
• Prepare appraisal reports in compliance with all applicable regulations and within specified timeframes.
• Answer questions from Credit Administration, lending officers and customers regarding appraisals.
• Complete work assignments according to the priorities established by the Chief Appraiser.
• Assist other departments as required and perform other related duties.

MINIMUM REQUIREMENTS
These specifications are general guidelines based on the minimum experience normally considered essential to the satisfactory performance of this position. The requirements listed below are representative of the knowledge, skill and /or ability required to perform the position in a satisfactory manner. Individual’s abilities may result in some deviation from these guidelines.
• General Certified appraiser license
• BA/BS degree or equivalent experience
• Financial Analysis skills
• PC skills
• At least 3-5 years of appraisal experience
• At least two years appraising investment type properties, multi-family over 5 units, proposed subdivision developments and agricultural properties
• Knowledge of management’s basic philosophy and goals
• Excellent organizational skills and ability to work independently
• Ability to communicate effectively with customers and staff both orally and in writing
• Ability to exercise sound judgment
• Ability to collect information, analyze data, and derive conclusions
• Possess a valid CA Driver’s License and maintain an excellent driving record

Contact:
Sally Chhourn
Human Resources Assistant 2
Bank of Stockton
Human Resources Department
PO Box 1110
Stockton, CA 95201
Office: (209) 929-1414
Fax: (209) 929-1496

 

Commercial/Agricutural Appraiser


F&M Bank
Lodi, CA
Farmers & Merchants Bank of Central California (“F&M Bank”) has provided financial services to individuals, families and businesses in California since 1916. We are a community bank through and through -- the local business owners and individuals who are customers, are also our friends, neighbors, shareholders, and employees.

F&M Bank is financially strong, with over $3.1 billion in assets, and is consistently recognized as one of the nations safest banks by national bank rating firms. As a full service community bank, we provide a complete range of products and services that help bring growth and prosperity to each of the communities we serve.

Locally owned and operated, F&M Bank is headquartered in Lodi, California and proudly serves more than 26 locations throughout the Central Valley and East Bay.

Commercial/Agricultural Appraiser
Department: Appraiser Employment Status: Full Time, Exempt - Benefited
Location: Lodi (1) Salary: Commensurate with experience and qualification
Reporting To: FVP – Chief Appraiser

Job Summary

The Individual in this position is to provide commercial/agricultural – with an emphasis on Agricultural --- appraisal services for the bank that comply with state and federal regulations. The individual must be able to work independently in developing and reporting credible assignment results for a wide variety of complex real property valuation assignments. It is expected that the commercial/Agricultural Appraiser will be active in a professional appraisal organization; and will continually increase his/her knowledge and skill in all aspects of real estate valuation.

Major Responsibilities

1. Produce credible written real property appraisals in full compliance with the Uniform Standards of Appraisal Practice (USPAP) and all other state and federal regulations
2. Review appraisals in a timely fashion as assigned by the Chief Appraiser.
3. Assist in development and maintenance of property databases.
4. Interface with lending, appraisal vendor and execute staff in all aspects of the valuation process.
5. The Bank relies on unbiased; professionally developed opinions of value upon which to make their credit lending decisions. It is therefore incumbent upon the Commercial/Agricultural Appraiser to maintain the highest degree of ethics; lack of bias and professional skill in developing and reporting opinions of value.
6. Individual must possess a working knowledge of F & M Bank products.
7. Must adhere to F & M Bank policy and procedures (i.e. compliance, Patriot Act or Confidentiality Policy).
8. Must be able to use various PC applications including, but not limited to the following: Windows XP Professional, Outlook, appraisal-related software. Individual must be able to keep abreast of new and updated system applications.
9. Other Duties as assigned.

Education & Skills Required:

1. The ability to effectively manage and communicate orally and in writing in a professional and effective manner with customer; vendors and bank personnel. The successful completion of college-level real estate, appraisal and finance courses are required.
2. Individual must have a minimum of 5 years knowledge of banking institution concepts, federal/state regulations, policy and procedures and excellent organizational skills. Must be personable and have proven experience in the valuation of most forms of real estate; with an emphasis on agricultural.
3. Individual must possess a minimum of college 4 year degree or the equivalent.
4. Individual must have a Certified General License issues from the Office of Real Estate appraisers of the State of California.

Does this sound like you?
Submit your resume to jrodriguez@ fmbonline.com

F & M Bank 121 West Pine Street, Lodi Ca 95240

We are an equal opportunity employer –This organization participates in E-Verify – Esta organizacion Participa en E Verify

 

 
      Photos courtesy
      of Ken Dodderer
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